First Month of the Year Gone - Challenges Wrap Up

Bye, bye January..... Did this seem like a really, really, really long month to you?  Okay, I'm exaggerating, it wasn't that long!  It's been nice having you around, but time to go!

This was the challenge for January which I participated in. 

Wk 1 Financial was to make do instead of running out to buy something.  My result was probably about 90% adherence, making a couple of unplanned small purchases.  Wk 1 Declutter was to get rid of "things" that clutter up my residence.  I don't have a specific thing so I chose to declutter 2 items a day.  I kept on decluttering when I reached 62, but probably reached 100. 

Wk 2 Financial was to bring in additional income.  Success here as I work a few hours a week at a p/t job and  I save all the wage earned.  Wk 2 Declutter was a cleanup of a junk drawer and it was successfully completed and with pics posted. 

Wk 3 Financial was to give, to donate financially and I chose to give to a drop-in center as well as to one individual at the center.  Wk 3 Declutter was a closet cleanout.  Job well done and patting myself on the back as it's a closet with  sliding doors, hard to access and a job I don't enjoy. 

Wk 4 Financial was to reduce my budget and I was able to do that by contacting my vehicle insurance provider and asking for the discount associated with not being a commuter any longer.  Reduction and credit received for this one.   Wk 4 Declutter was to organize the pantry/linen cupbaord.  Completed and looks much better. 

Was a good challenge for January, the month after the Dec. spend-a-thon.  In addition my personal challenge was to have a low/no spend month and I was very successful (in my eyes).  I spent 11 days so 20 no spends.  I spent zero dollars on groceries instead using gift cards only to buy and consuming from the fridge/pantry.  The hospital parking costs didn't amount to as much as I thought it might, as I shared a ride with my daughter for several visits. 

The gal who co-ordinated the January challenge is Here.  I'm happy to say that with her guidance this proved to be a very worthwhile challenge.  Decluttering "stuff" can be so satisfying and has me thinking about the things I am tempted to bring home.... need or want.  Mindful spending has kept me on track.  I've been able to deposit over $400 into savings.  

I will continue challenging myself through February.   :)